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On a Shoestring: Making a Limited Budget Work

Talk about spending carefully and making ends meet, while using financial hardship language with care.

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Words and Their Stories · 5:38

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Source: VOA Learning English · Words and Their Stories

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The episode uses “on a shoestring” for doing something with very little money. It also explains “get by,” “living paycheck to paycheck,” “living hand-to-mouth,” and “travel on a shoestring.” These expressions describe different degrees and contexts of limited money.

Cultural note: Paycheck-to-paycheck and hand-to-mouth can describe serious financial stress; avoid applying them casually to other people or treating hardship as a clever travel hack. The lesson is about vocabulary, not financial advice.

Keep exploringA small budget can mean careful planning, but it can also mean genuine hardship. Practise describing the situation accurately and respectfully.

Phrase guide · 5 expressions

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Original explanations and examples, created for learners. Save a card for later or hear the phrase spoken by your browser.

A limited budget

Describe doing an activity with little money available.

on a shoestring

Meaning

With very little money available for a particular activity or purpose.

Tone & use

Common in “on a shoestring budget.” It can describe a project or trip; use care when the topic is someone’s financial hardship.

Example

“The student group organized the neighborhood concert on a shoestring.”

NeutralInformal / idiomatic

Covering immediate needs

Talk about having just enough for essentials.

get by

Meaning

Manage to live or continue with only what is necessary.

Tone & use

Often used about managing despite limited money, time, or resources.

Example

“During the short contract, Eli used savings to get by until the next job began.”

NeutralInformal / phrasal verb

live paycheck to paycheck

Meaning

Use most or all of each paycheck to cover expenses before the next one arrives.

Tone & use

Describes a financially stressful pattern. Avoid using it as a lighthearted label for someone else.

Example

“After rent increased, they found it harder to save and began living paycheck to paycheck.”

NegativeInformal

live hand to mouth

Meaning

Have barely enough money for immediate basic needs.

Tone & use

A serious expression that can sound judgmental. Prefer neutral, specific wording when describing another person’s circumstances.

Example

“The report describes families forced to live hand to mouth after losing steady work.”

NegativeInformal / idiomatic

Low-cost travel

Explain ways people reduce trip expenses.

travel on a shoestring

Meaning

Travel while spending very little money.

Tone & use

Usually about keeping travel costs low; it does not imply that every low-cost option is safe or suitable.

Example

“They traveled on a shoestring by visiting in the off-season and staying with friends.”

NeutralInformal

Knowledge check

Try it

Choose the expression that best fits each situation.

Try it · Choose the best expression

1 of 3

A community group runs an event with very little money. What phrase describes its budget?