Back to Words and Their Stories

Learning Expressions with VOA

Processed with VS1

Money Expressions: Covering Needs and Sharing Costs

Learn practical phrases about everyday financial pressure, splitting costs, and receiving something free.

VOA source audio

Words and Their Stories · 5:02

Audio lesson

Source: VOA Learning English · Words and Their Stories

View original article & transcript
Read the full lesson summary

The story contrasts people trying to cover everyday needs with people who have more money, then turns to sharing the cost of a night out. This lesson focuses on useful phrases for needs and group expenses, not on judging anyone’s financial situation.

Cultural note: “Dutch treat” is an older expression for each person paying their own share. In current conversation, “split the bill” or “everyone pays for themselves” is clearer and avoids nationality-based wording. “On the house” means the business is providing something at no charge.

Keep exploringWhen friends go out, a small phrase can make it clear whether one person is paying or everyone is sharing the cost.

Phrase guide · 5 expressions

Explore the expressions

Original explanations and examples, created for learners. Save a card for later or hear the phrase spoken by your browser.

Covering everyday needs

Describe managing necessary expenses and unexpected shortfalls.

make ends meet

Meaning

Have enough money to pay for basic expenses.

Tone & use

Common and neutral, though it often signals financial pressure. It is usually about a budget, not a single purchase.

Example

“With rent increasing, they reviewed their monthly expenses to make ends meet.”

NegativeNeutral / idiomatic

get caught short

Meaning

Suddenly not have enough money or supplies for something necessary.

Tone & use

Informal. Say what someone is short of when the context is not obvious.

Example

“The family kept a small emergency fund so a car repair would not leave them caught short.”

NegativeInformal

Sharing costs

Make group payment expectations clear and polite.

chip in

Meaning

Contribute money, effort, or an idea together with other people.

Tone & use

Friendly and informal. State the amount or task clearly when coordinating a real group expense.

Example

“Four coworkers chipped in to buy a farewell card and flowers.”

PositiveInformal

Dutch treat

Meaning

An arrangement in which each person pays for their own food or activity.

Tone & use

Recognizable but dated. Prefer “split the bill” or “everyone pays for themselves” for a clear, current, neutral invitation.

Example

“To avoid confusion, Maya suggested they split the bill after dinner.”

NeutralDated / informal

on the house

Meaning

Provided by a restaurant or business without charge to the customer.

Tone & use

Informal and common in hospitality. It usually refers to a complimentary item or service, not a general discount.

Example

“The café brought us a small pastry on the house while we waited for our order.”

PositiveInformal

Knowledge check

Try it

Choose the expression that best fits each situation.

Try it · Choose the best expression

1 of 3

A household has just enough income for rent, food, and bills. Which phrase describes its budget situation?